Helpful Resources for Buyers and Sellers

Guiding you through the process of buying or selling a house with care and expertise is what Scorsone Homes, does best. Our team is committed to providing you with a full-time, full-service experience that goes beyond transactions – it’s about building relationships. With a deep-rooted connection to our Geneseo and Rochester, NY, communities, we understand that experience truly does matter in delivering a seamless and stress-free real estate process tailored to your needs.

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Your Guide to Buying a Home

Finding The Right Place to Call Home

When considering where to call home, we encourage you to consider your lifestyle, such as proximity to work, schools, and community amenities, as well as the unique charms of each area. Take the time to explore the community to truly evaluate which area resonates with your vision of home. Our team is knowledgeable and ready to help you find a home in an area that suits your needs.

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Financial Information

We are dedicated to helping buyers make informed and good financial decisions.. Our team is here to guide you and prevent any potential pitfalls, drawing from our experience and knowledge to ensure you make the best choices for your future home.

What does “pre-approved” mean, and why is it important?

Pre-approval means a lender has reviewed your financials and determined how much they’re willing to lend you. It shows sellers you’re a serious buyer and strengthens your offer.

Why start with pre-approval?

The pre-approval process helps you determine:

How much you can borrow: This depends on factors like your credit score, income, existing debt, and available cash.
Your budget: Knowing your borrowing limit helps you focus on homes within your price range, making your search more efficient.
Your negotiating power: A pre-approval letter shows sellers you’re a serious and qualified buyer, giving you a competitive edge.

What happens after pre-approval?

Once you’re pre-approved, we can meet to create a personalized home-buying strategy that aligns with your goals and financial situation. This step will allow us to focus on finding the right home that fits both your needs and your budget.

Can you help me find a lender?

Absolutely, we can help you find a lender! Anthony Scorsone is closely connected with a trusted financing partner, Loan Officer Amy Bell of The Bell Team at Premium Mortgage Corporation.

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How much money do I need for a down payment?

It depends on the loan type. Conventional loans typically require 5-20%, while FHA loans may require as little as 3.5%. Some VA and USDA loans offer 0% down payment options.

How do I know how much home I can afford?

A lender can help determine your budget by evaluating your income, debts, credit score, and financial history to provide a mortgage pre-approval.

What are closing costs?

Closing costs include lender fees, title insurance, home inspection fees, and taxes. They typically range from 2-5% of the home’s purchase price.

Make Your Move With Scorsone Homes.

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Your Guide to Selling a Home

The Selling Process

You may have some questions about the home-selling process. We’re here to help you understand the process and make informed decisions.

How do I determine my home’s value?

A real estate agent can conduct a comparative market analysis (CMA) by evaluating similar homes that have recently sold in your area to estimate your home’s value.

What should I do to prepare my home for sale?

Declutter, clean, make minor repairs, enhance curb appeal, and consider professional staging to make your home more appealing to buyers.

How long does it take to sell a home?

It depends on market conditions, pricing, and location. In a seller’s market, homes may sell in days or weeks, while in a buyer’s market, it may take longer.

Should I make repairs before listing my home?

It depends on the condition of your home and the market. Small cosmetic updates can increase value, but major renovations may not always provide a return on investment.

Investment and Market Trends

What are the benefits of investing in real estate?

Real estate can provide passive income, long-term appreciation, tax benefits, and portfolio diversification.

How do you use current market trends to help sellers achieve the best possible sale price for their home?

As experienced realtors, Anthony and Jill Scorsone monitors market trends closely to determine the ideal time to list your home for sale. By leveraging their knowledge of the market conditions, they can help position your property to attract competitive offers and maximize its sale price.

Can you advise on strategic home renovations or upgrades to enhance the value of a property before listing it for sale?

Scorsone Homes provides personalized recommendations on which home renovations or upgrades are worth investing in to increase the appeal and market value of your property. By analyzing market trends and understanding buyer preferences, we can guide you in making informed decisions that will result in a higher return on investment.

Our Team Can Help You Maximize The Profit of Your Sale.

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Scorsone Homes

Contact our team today to receive expert guidance and valuable insights on buying or selling your property.

Rochester Office

Geneseo Office